From personal remittances to institutional bulk transfers — Ntradex provides a full stack of cross-border payment services, all underpinned by transparent pricing and regulated infrastructure.
Ntradex sources rates directly linked to interbank benchmarks and passes them to you with a small, transparent spread — not the inflated margins that banks and traditional money transfer operators charge.
Whether you're supporting family in Nigeria, paying a supplier in Ghana, or moving savings between Canada and Australia — Ntradex makes the transfer fast, affordable, and fully trackable from your phone.
Bulk payments are built for fintech platforms, MTOs, and import/export businesses that need to disburse to large numbers of recipients simultaneously — without manually processing each one.
Our REST API gives your engineering team a clean, well-documented path to programmatically initiate payments, retrieve live FX rates, query transaction status, and receive real-time webhooks — without building currency infrastructure from scratch.
POST a payment with recipient details, amount, and corridor — get a transaction ID and ETA back instantly.
Fetch current FX rates for any active corridor in real-time to display in your own product UI.
Subscribe to payment status events and rate alerts with configurable retry logic and signature verification.
Query any transaction by ID — get current status, FX rate applied, and estimated / actual settlement time.
Create, update, and manage recipient profiles with bank validation across all supported corridors.
Lock a rate for a defined window before executing the transfer — protect against intraday FX moves.
Ntradex operates under Canada's federal AML/CFT framework. Every transaction is screened, every customer is verified, and every corridor meets the regulatory requirements of both the sending and receiving jurisdiction.
Registered Money Services Business under FINTRAC — Canada's federal financial intelligence authority.
Registered under the Retail Payment Activities Act — Bank of Canada supervision for retail payment processors.
A full anti-money laundering and counter-terrorism financing programme with risk-based monitoring and reporting.
All individual customers complete identity verification before their first transfer. Document + liveness checks.
Business customers go through Know Your Business verification — UBO disclosure, corporate docs, and regulatory screening.
All personal data is handled in compliance with Canada's Personal Information Protection and Electronic Documents Act.
A straightforward look at what Ntradex offers versus traditional banks and other MTOs.
| Feature | Ntradex | Traditional Bank | Other MTOs |
|---|---|---|---|
| Exchange rate | Near-interbank (<0.3% spread) | 2–4% markup | 0.5–2% markup |
| Transfer fees | Low flat fee, visible upfront | $25–$50 per wire | Variable, sometimes hidden |
| Settlement speed | Same-day to next-day | 3–5 business days | 1–3 days |
| API access | Full REST API + sandbox | None / very limited | Some providers only |
| Bulk payments | CSV upload + API | Manual per-payment | Limited support |
| FINTRAC regulated | Yes — MSB registered | Yes (federally chartered) | Varies by provider |
| Africa corridor depth | NG, GH, KE (+ ZA, UG coming) | Very limited | NG only (most providers) |
| Mobile app | iOS & Android | Banking app (no FX focus) | Most providers |
Open a personal account in minutes, or talk to our team about a business solution tailored to your volume and corridors.