Personal Transfers

Send money home.
The smart way.

Real exchange rates. Zero hidden fees. Transfers that arrive in minutes, not days → to the people who matter most.

Live Rate

How much will you send?

Compare live rates across your preferred corridors.

Recipient receives (estimated)

₦272,600

Exchange rate

1 CAD = 545.20 NGN
 No transfer fee  Arrives in ~10 min  Secured & insured
Create Free Account & Send Now
Why Ntradex Personal

Everything you need to send money home, done right.

Real Exchange Rates

We use the mid-market rate — no inflated FX markups. What you see is what your recipient gets. Transparent, always.

Transfers in Minutes

Most transfers arrive within 10 minutes. In some cases instantly. No more waiting days for your family to receive funds.

Send from Your Phone

The Ntradex app is available on iOS and Android. Create an account, verify in minutes, and start sending.

Flexible Delivery

Send to a bank account, mobile money wallet (M-Pesa, MoMo), or cash pickup — depending on the destination.

Real-Time Tracking

Follow your transfer every step of the way. You and your recipient both get instant notifications on status updates.

Regulated & Secure

Ntradex is FINTRAC registered and BoC RPAA compliant. Your funds are protected under Canada's strictest financial rules.

Supported Corridors

Where can you send with Ntradex?

We're live on key corridors connecting Canada to over 80+ countries and beyond.

Getting Started

Your first transfer takes less than 5 minutes.

No branch visit. No paperwork. Create your account, verify your ID, and send your first transfer — all from your phone or browser.

1

Create your free account

Sign up with your email. We'll verify your identity in line with Canadian KYC requirements — usually takes 2 minutes.

2

Add your recipient

Enter your recipient's bank account details or mobile money number. We support accounts across Nigeria, Ghana, Kenya & more.

3

Fund & send

Pay via Interac e-Transfer, bank wire, or debit. Lock your rate instantly and watch the money land in your recipient's account.

Create Free Account

What you'll need to sign up

  • Government-issued ID Passport, driver's licence, or permanent resident card
  • Email address For account confirmation and transfer receipts
  • Phone number For two-factor authentication and transfer alerts
  • Funding method Interac e-Transfer or bank account (for sending funds)

Identity verification is required by Canadian law. Your data is stored securely and never shared without your consent.

Our Rates

Why our rates are different.

Most money transfer services make money on the exchange rate without telling you. We don't. See exactly how we compare.

Feature Ntradex Traditional Bank Other MTOs
Exchange rate Mid-market rate Bank rate + 3–5% margin Variable + hidden spread
Transfer fee From $0 $20–$45 per wire $3–$10 per transfer
Delivery time Minutes to hours 2–5 business days 1–3 days
Delivery options Bank + Mobile Money + Cash Bank only Bank only
Mobile app iOS + Android Limited Varies
Regulated in Canada FINTRAC + BoC RPAA Yes Varies by provider
Mobile App

Your transfers.
Always in your pocket.

The Ntradex app puts full control of your cross-border transfers at your fingertips. Send money, track transfers, manage recipients — all from one place.

Transfer Sent

CA$500 → ₦510,100 • Arrived in 2 minutes

Rate Locked

1 CAD = 1020.20 NGN · Valid for 15 min

4.8 / 5 stars

Rated by 2,000+ users on App Store & Google Play

Real Stories

What our customers say.

Ntradex has completely changed how I send money to my family in Lagos. The rate is always competitive and the transfers literally arrive before I've finished my cup of tea.
AO
Adaeze O.

Toronto → Lagos

I've used every app out there. Ntradex has the best NGN rates I've found and the customer support actually picks up when something goes sideways. Rare these days.
EI
Emeka I.

Calgary → Abuja

My mum receives cash pickup in Accra within the hour when I send from Sydney. No other service I've tried comes close to that speed for AUD to GHS.
KA
Kofi A.

Sydney → Accra

Send your first transfer today.

Free to sign up. No monthly fees. Just the best rates on the corridors your family depends on.

Create Free Account Download App